Dripping wet in the pool

It's another hot northern california day and all I can think about is cooling off in the pool and working on my tan. My husband is at work so I have the house to myself. I walk into the bathroom to change into my teeny tiny black bikini. Now I should mention that I have a pretty average body, a soft rounded belly, thick thighs, but I also have really large breasts...like 42H breasts. They can both be a blessing and a curse and needless to say its difficult to find bikini tops that fit me and cover the girls.

I have 3 black bikinis to choose from and since no one is here, and my pool is fairly private, I opt to go with the one that barely covers my breasts. Before I put it on I slather myself in tanning oil, letting my slick hands roam slowly over my body, really rubbing it into my breasts which causes my nipples to stiffen. I can already feel myself going a little damp. After my body is slicked up I put on my tiny bikini, grab my things (towel, speaker, sunglasses) and head out back to the pool.

The pool looks absolutely incredible in this heat. Crystal clear and so blue I cant wait to jump in. I set up my speaker and cell phone with some tunes and throw my floaty in the water. I head over to the steps and slowly climb in, letting the warm water lap against my body, before diving in and submerging myself. It feels so refreshing. I grab my floaty and arrange myself on it to soak in the sun. It doesnt sound like my neighbors are in their backyards and since it's hard to see into my backyard anyway I decide to lose the bikini top...I mean who wants those tan lines anyway? Plus it's kind of thrilling thinking that maybe one of my neighbors is spying on me and getting a load of my naked breasts, glistening from the water and tanning oil.

I throw the bikini top off to the side of the pool and get comfortable on my floaty again. Between the music, the breeze, and the sun warming my body I'm feeling completely relaxed. I also become more aware of the dampness between my legs. Running my thumbs over my nipples I contemplt a little self pleasuring here in the pool. Should I do it? What if someone is watching me and I cant see them? That thought sends a delicious thrill down my back and straight to my pussy.

With one hand still playing with my nipple, gently tugging it and teasing it, I slip the other hand into my bikini bottoms and sigh in pleasure when I feel the dampness that's there. I slowly rub my index finger up and down my pussy lips, before finally dipping in and rubbing the wetness over my clit. My body jerks in response and cool water splashes over my hot breasts, adding to the sensations I'm feeling.

Slowly, slowly, I keep my fingers circling my clit. Not wanting to build up the pressure to quickly, but also wanting to feel that delicious release. I cant help spreading my legs wider to have better access. I pick up my pace on my clit, playing it like you would a guitar, and I increase the pressure on my nipples. I'm so into the delicious feelings I'm giving myself that I dont notice my neighbor come into her backyard.

These bikini bottoms are just in the way and they've got to go so I slip them off and throw themto the side off the pool. I feel a little naughty lying here in the pool completely naked, the water cooling off the heat in my body. I reach down with one hand and slowly insert a finger into my ass, just enough that it gives me a wonderful feeling off fullness. My other hand comes back to flick my clit. It feels so good that I cant help the mean that escapes my lips. My pussy is so wet my fingers just glide right over my clit, it feels so incredible.

The sun is still hitting me in all the right places making me feel so hot and so naughty all at the same time. My eyes drift shut and visions of someone possibly watching me fill my head. My fingers pick up their pace, flicking and circling my clit, and I can feel the pressure slowly build in my pussy. I wiggle the finger that's in my ass and the pressure builds even more and my moans are just a little bit louder. In and out, circle and flick, in and out, circle and flick. I'm panting now not wanting to give over to my release but knowing it's about to happen. I insert a second finger into my ass and my fingers flick over my clit like mad while I cum so hard. As those delicious waves of pleasure roll through my body, l moan out my release. I'm breathing hard, my hands still on my ass and pussy, when I hear something.

I turn to look towards my neighbors fence and through a crack in the fence I see her sitting, stripped from the waist down, playing with her clit. In the next second I hear her moan her own release and her eyes lock with mine. I can see a blush creep into her cheeks like shes a little embarrassed she was caught masturbating to me. So I turn my floaty toward her and spread my legs wide so she can see how wet my pussy still is. I slowly rub a finger over my clit and with my other hand give her a slow come here gesture.

She gasps lightly and I see her stand up and walk away. I get out of the pool and unlock the gate so she can come over and join me.