Jake's Floozy (Ch. 1)
written by:
Jan

It started innocently enough. Jake lived two houses down from us. He and my husband Robert had became good buddies with one another shortly after we moved into the old Victorian that we planned to renovate back into it‘s earlier glorious status.

Jake does some handyman work when he's not working down at the firehouse, so my husband saw it as the perfect opportunity to help out a friend and get a few things fixed while he was too busy with his job to do it himself. The perfect solution, right? Well maybe for Robert, but not so for me when I got home and found Jake behind the garage in his tight blue jeans and naked from the waist up, taking a cigarette break. I always thought he was sexy, but I never felt it hit me this way before and it turned me on in a way that felt rather exciting to me.

"Kids at school?" He asked when I joined him.

"I'm a free woman for the next two hours." I casually hinted, smiling up to the sunshine. My youngest son had just started kindergarten and the sudden onslaught of free time was still kind of new to me.

Jake nodded and took a drag from his cigarette. I watched as the smoke streamed from his lips and smelt his exhaled fragrance as the smoke drifted past my face. "Could I bum one of those?" I asked carefully, already anticipating the rush of nicotine through my veins.

"I thought you guys didn't smoke." He remarked, shaking one up from the pack and offering it to me.

"He doesn't, but I like to sneak one from time to time." I clarified, sliding the cig from its pack and gently placing it between my lips.

Jake flicked his lighter and held the flame at the end of my cigarette and I inhaled deeply, savoring the forbidden pleasure tainting my lungs.

"Then why do you?" He asked.

I exhaled and watched the lazy trail of smoke drift away from me. "It's my own little form of rebellion." I admitted, watching him from behind my dark sunglasses.

"Why do you need to act out?" Jake inquired, leaning his bare back against the garage.

"Don't we all at some point?" I returned. "I mean, I don't see you smoking in the living room in front of Cathy." I reminded him as I took another deep drag.

Jake smiled in concession. "But at least she knows I smoke."

I leaned in close, lower my sunglasses and winked at him. "I promise, I won't tell him if you don't.

I noticed the way he looked at me after I said that, studying me as if really seeing me for the first time. His eyes turned the heat up inside of me.

"What other things do you rebel, Jan?" He asked after that brief moment of silence.

Feeling bold, I leaned in close and flicked a white speck of plaster from his bare, sweaty chest. "Oh..., I don't know..., whatever I can manage in two hours." I answered with my voice sounding heavy.

Jake gulped visibly. "I'll bet you can manage quite a bit."

"Oh..., you'd be surprised." I took one last drag from my cig and inhaled deeply before dropping it to the ground and snuffing it under my shoe. "Well, I'm off to shower now..., all by myself..., alone..., no one to wash my back."

He didn't say anything to that, but I could sense that my words had him stirring inside. "Good thing my vibrator is waterproof." I added over my shoulder as I sauntered off to the house.

I wasn't really expecting Jake to follow. That would be crazy. After all, we're both married and responsible adults, and this was nothing more than just a mind game going on between us. I think he knew I was joking, at least I tried to make it sound that way. I mean, seriously, sometimes a little naughtiness can be fun when it is limited to trusted conversations.

For the next few times that he worked at the house, which was generally when he wasn't fighting fires, we did the same thing; I'd join him for a quick smoke out behind the garage after the kids were off in school and my husband off to work, flirt shamelessly, then I'd go off and do my chores. If I didn't know better I'd say that he was enjoying this little game as much as I was. Either that or it was by an incredible stroke of fortune that he just happened to be taking a break out back every morning when I got back from dropping off the kids.

"When does Robert come home?" Jake asked one Friday morning after we had finished another flirtatious conversation.

"Not until 6 tonight." I rested my hand on his arm and batted my eyes up at him playfully. "We have lots of free time if you're planning on joining me in the shower today." Smiling as I answered.

Jake leaned a little closer, allowing his chest to brush against mine, and whispered in a deep, sexy, voice that made my panties moist. "Some day I may just take you up on that."

"Promises. Promises." I shot back, pressing a little closer to him.

He bent his head forward, seriously intending to kiss me. His warm breath on my cheek made me shiver and hesitate in realizing just how close to real this was getting. I turned my face a little to the right. Jake caught on to my reluctance and said. "Sadly I have some work to finish in your family room before Robert gets home."

"Oh yeah..., him. I'll let you off the hook this time." I teased, easing back into my comfort zone.

"Actually, Cathy wanted me to ask you guys over for dinner and games tomorrow night."

"Killjoy!" I groaned in mock remorse. "All those spouses around are just gonna spoil our fun." I pouted playfully.

His eyes glanced down, riveted for a moment on the excitement of my braless nipples now budding under my t-shirt. "Not if we're very clever." He answered.

I licked my lips, not to tease him but wishing at that moment for something to drink to ease my suddenly parched throat. "I can be clever." I responded brazenly.

Jake winked. "That-a-girl! That's what I‘m talking about!"

Okay, this was a different Jake entirely today. I usually did the bulk of the flirting while he just sort of indulged me in my little dalliance. But was I really ready to play with fire? Getting burned was a frightening reality, yet the heat was terribly enticing, and I was torn between the two.

I was more than a little pre-occupied when I left Jake to go in for my shower that morning. Under the stream of hot water I wondered not for the first time what sex would be like with him. Feeling the press of his chest against mine this morning elicited mental images of Jake pressing me against a wall, his shaft ramming into me. Mmm, I wondered about Jake's endowment and if he could go deeper into me than my husband could. How naughty it made me feel to allow myself to think that way!

The more I thought about it, the hotter I got. I closed my eyes and let my hand slide between my wet thighs, rubbing my fingers over my swollen nub and wondering if Jake would spend as much time as I imagined he would in making love to me with his tongue, his mustache tickling me into a frenzy. I put my foot on the tub ledge for better access and as my finger slid into my hot, tight hole, I wondered again if he would go deeper than what I was used to.

It didn't take long before I felt the familiar tightening and came all over my eager little fingers. Granted, it was far from the satisfaction that a man could give me, but hell, a woman has to do what a woman has to do. I waited until the quivering stopped before washing up, reluctantly packing away my fantasies for another time.

I reached out of the shower for my bath towel but met only empty towel rack. I would've sworn there was a towel there when I got in. I reached out the other side and found a hand towel hanging near the sink. Just at that very moment the phone in the bedroom rang. "Damn!" I cursed and dashed for the phone before the answering machine kicked in.

"Hello?"

"Hi Hun...did I catch you at a bad time?" It was Robert. As always his timing was exceptionally bad.

"No, just getting out of the shower." I answered as I turned around, looking for something to cover up with and, to my great horror, I saw Jake standing in my bedroom doorway with the missing towel from the bathroom towel rack casually hanging off his fingers.

"Just calling to let you know that I will be getting out of work a little early this afternoon." He stated, unaware of my distress as I moved carefully toward the door.

"Great! The kids will be thrilled. "Um..., Jake and Cathy wanted to know if we would be up for dinner and games at their place tomorrow night." I spoke into the receiver while giving Jake a harsh look. I hoped that he would get enough from my end of the conversation, at least, to realize that my husband was on the other end of the line and not say anything and make things a thousand times worse.

"Sure. That'd be great. But tell them we're buying after all the work Jake has done." Robert agreed. "By the way, how's the family room turning out?"

"Jake is a master." I assured him, holding my hand out expectantly for my towel.

"Great. Great! I'll see you in a few hours."

I felt greatly relieved to be ending my conversation with Robert and hanging up the phone. "Um..., Robert said dinner would be great. But he insists on buying."

A small curling grin edged up Jake's lips. I was sure he was gloating over the fact that he had caught me unaware. "Terrrrrific! I'll be sure to be very hungry."

I swallowed hard. He looked pretty damn hungry right now. "Could I pleassse have my towel?"

Still smiling, he held it just out of my reach. "So, who was that in the shower with you just now?"

Realizing that he must have been watching me masturbating, my face turned red as a beet. "Um..., just a guy I know." I subtly answered.

"That guy you know...I bet he'd never let you off with just one orgasm." Jake let the towel drop into my waiting hand. "I bet he'd have you cumming so much you wouldn't be able to stand by the time he's finished with you."

Oh God...what he said was almost enough to make me cum again. "I would hope so." I managed to say, but I couldn't move. I couldn't take the towel that I had so desperately wanted minutes earlier and wrap it around my now tingling body.

"So, seven tomorrow night?" He asked, stepping back and breaking the spell.

"Um, yeah...seven will be fine." I agreed, quickly covering myself up before I managed to embarrass myself further.

Jake was half way to the stairs before he stopped and added, "Oh, and don't bother to wear panties tomorrow night. They'll only get in the way."

All I could do was nod stupidly. From that point on, I couldn't get Jake out of my thoughts.

******************

None of us were really in the mood to go out Saturday night, so the guys went on a beer and pizza run while Cathy and I did the women's chit-chat thing. "That's a cute skirt." She commented during our conversation.

"Thanks. I found it on sale a few weeks ago and wanted to wear it once before it got too cold." I glanced down at the short animal print skirt that I had bought on impulse. "Of course, I feel a little overdressed now. If I had known we were staying in tonight I probably would've worn my jeans."

Cathy laughed. "Oh don't worry about it. It gives this group some class." Cathy teased, handing me a beer. "So, where are the kids tonight?"

"Robert's mother felt like spoiling her grand kids this weekend." I explained, taking a drink from the cool bottle in my hand. "Who am I to deny her?"

Cathy took a swig from her own bottle. "Aren't grandparents a wonderful thing?" She gestured with the bottle in her hand and the lack of children in her own home. "I'm wondering if they'll still be as enchanted with the kids when they hit their teens."

"Not a chance." I assured her, leaning back against the counter next to her. "Then it will be all our fault for raising such terrible children."

"My Jackie was never this bad..., blah..., blah..., blah." Cathy went on about her kids, saluting me with her bottle before taking another drink.

Somewhere in my mind I thought maybe I should feel bad because I oh so badly coveted this woman's husband. But I never thought about Jake as the guy two doors down with the wife and two pretty little girls. He was always the fantasy firefighter with the mighty hose and a tongue that could bring me to edge with the merest lick.

"Why in the hell did we order this much pizza?" Robert's voice drifted up from the entryway, indicating that the men had returned with dinner.

"Because you insisted on paying, pal o' mine." Jake responded laughingly, dropping a few six-packs of beer onto the counter.

Robert was right behind him with several pizza boxes. "Yea, but I never said anything about feeding you and the entire family for the next three weeks."

I looked at the stuff they dropped on the counter and pouted. "What?" Robert asked, knowing my looks well enough by now.

"Is that all the beer you bought?" I joked. Everyone laughed.

"No, we still have a trailer hooked up to the truck with your private stock in it." Jake teased, pulling a chilled long neck from the first pack he opened and holding it out to me.

"And if you're very nice to me I might even let you have a sip." I shot back, taking the bottle and using the opener on the counter behind me to open it for him.

Jack accepted the bottle and took a sip. "Damn, I'd hate to think what I need to do for an entire bottle."

"Oh...refinish the basement for starters." I pulled another one out and popped the top for Robert. "And I guess you get one too since you sprang for all this pizza and beer."

Robert laughed and took the proffered bottle. "Generous tonight, aren't we?" He mocked.

My eyes locked briefly with Jake's. "I'm all about giving." I said, innocently batting my eyelashes.

Everyone laughed and except for Jake, no one seemed to notice any other meaning to our exchange. "How about giving me a hand then and getting some silverware out of that drawer." Cathy suggested as she reached into the cabinet behind her for some plates.

We sat and ate until we finished two large pizzas. Fortunately Robert is one of those guys that must stick to the plans or we would've sat at their kitchen table all night talking and missed all the fun stuff. "So, what are we playing tonight?" Robert inquired at a lull in the conversation, rubbing his hands together in anticipation.

"Cathy, why don't you take Robert downstairs so you guys can pick out a couple of games." Jake suggested, casually leaning back in his chair.

"Oh God, they'll have us playing Trivial Pursuit all night." I groaned, gathering up the plates and taking them over to the sink.

Cathy and Robert laughed evilly before heading downstairs and leaving me alone with Jake. I started to rinse off the plates when I heard his chair creak and felt him slide in close behind me. His fingers tugged the edges of my skirt down over my naked ass. "Good girl." He whispered in my ear, nudging my legs apart with his knee to allow his roving hand better access.

Okay, so I really wore the skirt tonight because I decided to leave my panties home as instructed and see what might happen. The last thing I had actually expected, though, was his thumb rasping over my stiff clit while I attempted to do the dishes. And holy fuck did it ever feel incredible. The absolute naughtiness of doing this while our spouses were downstairs made it that much hotter.

I swallowed hard and forced myself to focus on washing the plate in my hand, feeling the tension quickly building between my legs. Jake didn't waste any time getting to the heart of the matter, either. He slid a finger into my wet pussy, intermittently fucking me and flicking at my aching nub. I gasped and braced myself against the counter and it took no time at all for me to tighten up and cum all over his marauding digits.

Smiling, he eased his sticky fingers out of me and into the dish water in front of us. "I think maybe you could use some help finishing up those dishes." As he pressed into me I could feel his cock straining against his shorts. I did a little up and down shimmy with my still naked bottom side and felt him grow even larger in response.

"Help me too much more and you're gonna have to explain the wet spot on the front of your pants." I teased with a throaty little laugh.

He would've said more but we could hear Cathy and Robert returning. "Damn." Jake backed away from me, smoothed my skirt down into place and headed out the back door for a smoke just before they returned with a few different games to entertain us for the next couple of hours. I had no idea how I was supposed to concentrate on anything after what had just happened under my skirt, anyway.

"Oh you guys are gonna hate us." Robert said laughingly, coming over and dropping a kiss on my cheek.

"Where's Jake?" Cathy asked, noticing his seat was now empty.

"Um, I think he went to have a cigarette." I replied, hoping my voice sounded normal. "Something about helping me..."

Cathy laughed. "Oh yeah, don't you love the way he helps out with the dishes?"

I nodded, a sly smile on my face. Oh boy did I ever!

*****************************

The evening ended without any further contact between Jake and I, but it's not over yet..., not by a long shot. Things really begin to heat up in my next chapter. Don't miss out on it!